Could you have overlooked a few things that could dramatically cut down on your car insurance premiums? Could there be a thing or two that you've missed?

Did you know for instance that driving less than a certain number of miles or kilometers every year could get you a discount on premiums from some insurance companies? This is popularly known as low mileage or distance discount rating. Have you ever heard of something like this? Sometimes this discount can be pegged on certain distances driven to and from work. Ask your insurance company if they have such an arrangement.

Many people do not take car insurance into consideration when they move yet it is important that they do. The right neighborhood (in the eyes of the car insurance company) can save you plenty of cash on your premiums.

Another thing that most people do not know is that two different models from the same manufacturer can be rated differently which could make a difference in the amount of car insurance premium to be paid. In fact even the difference between two and four doors in the same car model can affect your premiums considerably.

There are quite a number of small details which are frequently overlooked or ignored yet they can make all the difference when it comes to the cost of insurance premiums and one should critically study an auto insurance package before opting to go for it.

The golden rule when seeking car insurance cover should be are you doing all that you can do to keep your car insurance costs down? Could there be some things that you have not considered that could save you even a couple of dollars?