Most owners of the SUVs find it astonishing that the cost between one and another are quite different and one person will cough out more in premiums than the other.

What they do not know is that a lot of factors come to play like the persons age, sex and where he resides and whether you drive your car on weekdays or weekends will also determine the insurance that you will pay.

It is common knowledge that SUVs are considered high risk and insurers are more sensitive when insuring it than they would be with another ordinary vehicle for various reasons including the fact that when you reverse a SUV your view is more limited than from a small vehicle .

For example there have been many cases where people have reversed over small children that they cannot see and make matters worse, when you hit somebody while driving this kind of a car, the injuries tend to be more serious because the point of contact is much higher and closer to the bodys vital organs like the heart and the head.

It is usually adviced to shop around for as many insurance quotations you can get prior to insuring any vehicle but with the SUV it is more crucial to make it thorough as the quotation differences will be substantial by any standards.

The insurers own experience and statistics with a certain vehicle will determine the insurance cost and it makes a lot of sense and cents to shop around and get plenty of insurance quotes from many different insurers before you choose whom you want to do business with.