Collision Auto Insurance
Collision auto insurance covers your vehicle for damages that may result from an accident. Consider a situation in which you were exiting your driveway. Although you looked both ways, you failed to see the oncoming 2005 BMW M3. You hit that car causing damage to that vehicle and yours. Who will pay to fixed your car? Suing the other driver is not an option since the accident was your fault. Without collision coverage you would not receive payment to fix your car.

Collision auto insurance coverage is not limited to colliding with other vehicles. If your vehicle sustains damage while parked in a parking lot or if your are side swiped, the damage will also be covered under collision coverage. Your should be able to claim the damage to your vehicle under the property damage liability coverage of the other driver. But if not, you can claim the damage under the collision coverage on your own policy

Comprehensive Car Insurance
Comprehensive Car Insurance provides Coverage that covers your vehicle for losses resulting from such events as fire, theft, vandalism, wind, hail, explosion, and so on.

If you are like most people, you are searching for ways to save on auto Insurance. When you are about to buy a big ticker item such as a home or a car, you probably go to two or three different places before you are confident that you are getting the best deal. When it comes to car insurance there should no exception. Comparing rates with an online quoting service can save you a tone of money.