Before leaping out of one car insurance policy and into a new one – promising lower premiums, better service and guardian butterflies – it might be worth your time to study some car insurance reviews. Take a look at these 3 tidbits of information we learned while browsing a few car insurance reviews.

1) You need to pay close attention to your car insurance coverage when performing activities that are “out of the norm”. For instance, one customer began work as a courier (requiring the use of her automobile). Due to a miscommunication – she believed her insurance policy covered her courier activities – only to discover later that she was not covered for an entire week. She was fortunate – she didn’t have a car accident during this time period – however, her story shows us the importance of making sure we understand our car insurance coverage.

2) Although it could be a challenge – it would be wise to investigate the customer service department (or car insurance reviews about them) of any car insurance company you might be thinking about switching to. During our research – we discovered a number of incidents where the insurance companies were quite difficult to work with when their clients were trying to process a claim (even when the accident was NOT their fault). Good customer service is definitely worth money and should be taken into consideration when researching a car insurance company.

3) Don’t make the mistake of assuming that an insurance company will be the same in one state as it is in another. Car insurance companies are governed by state laws. These laws vary from state to state. Don’t make the mistake of assuming that a car insurance company (or car insurance policy) will be a certain way in your state simply because your brother-in-law (or some other person) - who lives in another state – describes it that way.