In order to substantially trim your San Diego auto insurance costs here are some tips right at hand:

Shop Around for your Auto Insurance
The same policy can fluctuate to as much as 300% by different San Diego auto insurance companies. If you take the trouble to compare varying rates, you end up saving a substantial amount of money with your San Diego auto insurance. Check with your current San Diego auto insurance company – they are likely to be offering lower rates to new clients. You might find it possible to negotiate a new deal here.

Lower Your Mileage to Lower your San Diego Auto Insurance
You can cut down on what you pay for your San Diego auto insurance company if you drive an average of less than 40 miles a day. Suppose your deductibles are raised from $250 to $500, more than a hundred dollars is saved on the annual premium of your San Diego auto insurance.

Provide Proper Details for your Auto Insurance Policy
You will have to give correct information about annual commuting mileage, car safety features, your zip code and marital status to any San Diego auto insurance company. San Diego auto insurance companies, by default, tend to quote on the higher side. If you give as many details as possible, it ensures that you get each discount you qualify for.

Heighten Your Auto Insurance Deductibles
There is a lower insurance premium to be paid with higher deductibles as far as your San Diego auto insurance is concerned. But do keep provisions for increased finances so that the deductibles can be covered in case of an accident.

Anti-theft Devices Lower San Diego Auto Insurance Payments
If you install a tracking system or car alarm what you shell out for the San Diego auto insurance is reduced thanks to a discount. When an anti theft device is installed, the risk of theft markedly reduces. The savings that is thus made is passed on to you by most auto insurance companies. For a period of three years, most San Diego auto insurance companies offer a further reduction, if you can provide them with a defensive driving class certificate.

Change Drivers for a Lower San Diego Auto Insurance Premium
You can make a comparison of what most San Diego auto insurance companies offer for male and female drivers. If the male is insured on a mini van or the female is insured on a truck, it is likely that you will be offered a lower quote.